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Annuity Awareness Month in Massachusetts



June is annuity awareness month. How did this come about and why? In 2015, The Commonwealth of Massachusetts proclaimed June
Annuity Awareness Month, to "educate consumers on annuity benefits, support them in considering annuities... and encourage them to seek professional advice for implementing annuities effectively in their income and legacy planning."

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In Retirement Planning, Annuity, Annuities, Annuity Awareness

The Big Lie of Retirement Planning


What if everything people were being told about retirement planning was not true?
Well, maybe lie is too strong a word. Perhaps misleading is better… or outdated. There, that’s it; outdated. Everythig we’re being told about retirement planning is outdated.

We’re all told to max out our 401k, 403b or other employer-sponsored plan. And when we’re done with that, we should put more money into an IRA or a Roth IRA, unless of course you can’t because of the restrictions and phase-outs. Here’s the big problem though. Things have changed, and they’re really important things.

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In Retirement Planning

Customer Service - What do YOU expect?

The other day, a customer thanked me for being so kind on the phone. I thought that was odd. After all, it is my job to serve our customers. If I wasn’t kind to them, how would that be considered customer service? 

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In About us

Father of the 401(k) to son: What a mess I made of you!

The fathers of the 401(k) plan as we know it today never intended it to replace the traditional pension plans most workers used to enjoy. But that’s exactly what’s happened over the last 30+ years. That’s what these individuals recently told the Wall Street Journal.

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In Uncategorized

No Blood, No Money Trusts

Many of our clients want to make sure that their assets stay in the family after they pass away.

In order to eliminate any potential risk to your wishes, we use trusts.

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In Uncategorized

I Love My Four Kids, But…

I have 4 kids. Two are in college and 2 are still in high school. As we were all sitting at the same table recently for Thanksgiving, I thought to myself, I really love having my kids around, even if it’s only for a few short days during Thanksgiving break.

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In Uncategorized

Hillary, Donald and The State of American Health

Health, or the lack of it, seems to be on everyone’s minds these days. Is Hillary sick? Is Donald overweight? Are they more or less healthy than past candidates? Their respective political machines are advancing theories on an hourly basis, it seems.

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In Uncategorized

The Rio Olympics, Gold Medals and Your Retirement

Imagine you just won a gold medal at the Rio Olympics that no one expected you to win. You’re a Cinderella story. When you finally get home after a whirlwind celebration, you have incredible offers from a whole bunch of sponsors who want to pay you big bucks to be their smiling spokesperson.

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In Uncategorized

Happy Interconnectedness Day

July 4th is coming up fast. Independence Day…the day we declared we’d be bound no more to the English.

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In Uncategorized

The Market or the Mattress?

Over the last 12 months or so, the market appears to be down. In fact, when I logged into my own Vanguard account in January of this year, I discovered that one of my funds was down -8% and the other -10%.

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In Uncategorized
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