This website may contain concepts that have legal, accounting and tax implications. It is not intended to provide legal, accounting, tax or investment advice. By contacting our company, you may be offered information regarding insurance and fixed annuity products.
Rubino and Liang, LLC is not an affiliate or owned by any financial company. Rubino and Liang, LLC and Sam Liang do not provide investment or tax advice. Insurance products are sold through R+L Insurance Agency, LLC. Professionals from Rubino and Liang, LLC may transact business only in states where properly qualified and licensed. Sam Liang is licensed to conduct insurance business in: Massachusetts, Michigan, New Hampshire, Maine, Rhode Island, New York, Florida, Georgia, New Jersey, Washington, Nevada and Virginia.
Ryan Marston and John Conley are Investment Adviser Representatives of Retirement Wealth Advisors, Inc. (RWA). Investment Advisory Services offered through RWA, a Registered Investment Advisor. Rubino & Liang, LLC, Sam Liang and RWA are not affiliated. Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision.
This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Rubino & Liang, LLC and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney.
Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any references to protection benefits or lifetime income generally refer to fixed insurance products. They do not refer, in any way to securities or investment advisory products or services. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Retirement Wealth Advisors Inc.
Any reference to "Just Don't Lose the Money" is not investment related and should not be interpreted as such. "Just Don't Lose the Money" is a motto of Rubino & Liang, LLC and is in no way affiliated with investments or investment related advice. Investing involves risk and no guarantee of safety or security from loss of principal can ever be made.