It always starts the same way. A New Year approaches and you have the best intentions for keeping your financial life organized. You file your receipts and statements (personally, I like old school filing cabinets and file folders rather than using a scanner), and for the first few months, you are dedicated to the task. It feels good to get all the paper off your kitchen counter or desk and into a place where it is easily located. But then life takes over, and before you know it, your financial life is scattered all over the place like a tiny tornado swept through the house.